Superannuation services include:
- Consolidating multiple Superannuation Funds
- Investments within superannuation
- Minimising superannuation fees
- Insurance within superannuation
The use of superannuation, particularly Self Managed Superannuation, family trusts (restricted and discretionary), and insurances are vital for estate planning.
Superannuation is the only form of perpetual trust available in Australia. A Self Managed Superannuation Fund (SMSF) can act as a ‘tax effective’ vehicle for both family wealth protection and for inter-generational wealth transfer.
HNW Planning seeks to tie in your superannuation and other estate planning requirements with your insurances, business and personal life cycle, and your preference for a suitable balance between ‘tax effective’ outcomes and the need for control of outcomes.