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Personal Insurances

personal insuranceLife insurances to cover:

  • Death
  • Total and Permanent Disability
  • Trauma
  • Income Protection
  • Business Expenses

Personal Insurances are designed to protect your two most valuable assets: yourself and your income.

HNW Planning acts as a broker when placing personal insurances. Our responsibility is to work for you, our client.

Personal insurances involve the payment of a premium so that a separate party might assume, at a cost of that premium paid, risk that for you might be too large to comfortably carry. Insurances protect your lifestyle and family as well as your business and investment initiatives. The motivation and types of insurance will be influenced by your family’s life cycle, business and career life cycles, and by attitude toward risk, including your perception of the relative importance of negating risks where possible.

HNW Planning can provide practical options to protect your two most valuable assets: yourself and your income.

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