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19524159_sAs the years roll on and working life recedes into the past, financial, lifestyle and other considerations change focus. HNW Planning Representatives stand ready to assist people navigate this stage of life with a range of services, including:

Testimonials from this life stage

  • Holistic solutions to diverse and complex problems

    Our general financial viability and that of our Superannuation trust has been enhanced, immeasurably, by the professional advice provided by Rob Cumming and his staff at HNW Planning. We have been particularly impressed by the breadth and currency of the knowledge displayed by staff at HNW Planning and by their capacity and willingness to apply that knowledge to our advantage. Moreover, the network of related professionals established by HNW Planning has strengthened their ability to provide holistic solutions to diverse and complex problems. We are also impressed by the tolerance shown for our initiated, alternate investments outside the HNW Planning framework. – 18th May 2006

    – L M Koder AM, Emeritus Professor USyd BSc PhD (NSW) MSc (N’cle) Academic and Management Consultant
    A testimonial for Robert Cumming
  • Friendly, available, knowledgeable and astute

    I have been with Rob Cumming and HNW Planning since 2000. Having had a less than successful relationship with another adviser, it was refreshing to find someone who, from the very start, came over as friendly, available, knowledgeable and astute. In the intervening period I have had no reason to change my views on Rob either as a person or financial adviser.

    In the last 14 years Rob has advised and encouraged our investments in a very professional and caring manner; one of the biggest pluses in our relationship being the regular, timely and accurate communications from HNW. I have remained with HNW Planning despite the fact that my son heads one of Australia’s two top industry superannuation funds. I (and my wife Carole) have no hesitation in recommending HNW Planning in the field of wealth creation, financial planning and superannuation.

    – Graeme Watson, MPS PhC FACPP, Retired Pharmacist
    A testimonial for Robert Cumming
  • Professional and efficient

    Paul is extremely professional and explains everything clearly and concisely. He responds immediately to our questions and is efficient in acting on our instructions. We would highly recommend his services.

    – Amanda and Michael – Self Funded Retirees
    A testimonial for Paul Zobonos

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