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19524159_sAs the years roll on and working life recedes into the past, financial, lifestyle and other considerations change focus. HNW Planning Representatives stand ready to assist people navigate this stage of life with a range of services, including:

Testimonials from this life stage

  • Courtesy, efficiency, integrity

    It has been a pleasure to work with a group of people whose courtesy and efficiency is exceeded only by their integrity. We have no hesitancy in recommending HNW Planning to others who need the services of financial planners.

    – K L Koder, B Teach, Grad Dip Edu (Teach Lib) Retired Teacher Librarian - 18th May 2006
    A testimonial for Robert Cumming
  • Friendly, available, knowledgeable and astute

    I have been with Rob Cumming and HNW Planning since 2000. Having had a less than successful relationship with another adviser, it was refreshing to find someone who, from the very start, came over as friendly, available, knowledgeable and astute. In the intervening period I have had no reason to change my views on Rob either as a person or financial adviser.

    In the last 14 years Rob has advised and encouraged our investments in a very professional and caring manner; one of the biggest pluses in our relationship being the regular, timely and accurate communications from HNW. I have remained with HNW Planning despite the fact that my son heads one of Australia’s two top industry superannuation funds. I (and my wife Carole) have no hesitation in recommending HNW Planning in the field of wealth creation, financial planning and superannuation.

    – Graeme Watson, MPS PhC FACPP, Retired Pharmacist
    A testimonial for Robert Cumming
  • Well researched and pertinent

    Since year 2000, Rob’s financial advice has always been well researched and pertinent to our situation with realistic options and an understanding of the implications of each. We always have the feeling that Rob has an in depth understanding of our particular circumstances and always ready to assist in a professional, helpful and friendly way.

    – Kevin and Bonnie Davis, Retired Retail Executive
    A testimonial for Robert Cumming

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